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Mortgages 101

Mortgages 101Everyone talks about mortgages and what a pain it is to pay them off. But there is a great deal of misunderstanding about what they are and what is available. Unless you are one of the lucky few who has a few extra million in your bank account, you are going to need to finance your home. That is when mortgage enters the picture. Before going in for one, you need to know what you are getting yourself into. Here is a guide to the basics of mortgages. Financing a home is a very complex and technical issue. Using these basics as a platform, consult an expert for detailed advice. If you have a master broker agent working for you, she will be able to give you a great deal of guidance on the subject.

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Preparing your house for sale

Preparing your house for saleYou have decided to sell your Milpitas home and have engaged a realtor to help you with the process. But is your house ready for sale? Here is what you need to do to make the home as appealing as possible to potential buyers.

Check the curb appeal and do what you can to improve it. The smallest of overdue routine jobs can make a huge difference to the look of the exterior. Uncut grass, unkempt shrubbery, dirty gutters, unwashed windows and so on can really bring down the appeal and by doing so, reduce the value of a Milpitas home.

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Working with a realtor when buying a house - Part 2

Working with a realtor when buying a house - Part 2Continuing the guide to a successful relationship with your realtor begun in part 1 of this blog.

Make your expectations clear. How should the realtor communicate with you and what are your "do-not-disturb" times, if any? Will you meet her at the sites you will see or do you expect her to pick you up from your home? Making unreasonable demands will divert the realtor from her goal of finding you the home you want.

Do not ask a listing agent to help you find a house to buy. Listing agents work for the seller and to work for a buyer will be an unethical conflict of interest where no one will be happy with the result.

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Working with a realtor when buying a house - Part 1

Working with a realtor when buying a house - Part 1There is a reason you use a realtor - her expertise in real estate will help you to get the best deal, whether you are buying or selling. Real estate is a highly specialized field and there are massive pitfalls awaiting those who do not have an expert at their side to guide them through the complexities of buying a house. The home you plan to buy will probably be the single biggest investment of your life and the foundation on which the future of your family future will rest. Unlike other professionals you may interact with in life, a realtor is a person who really gets to know you, your family and your expectations. These are the parameters she will use to find you the home you want. Working with a realtor can be a rewarding experience in many ways, as long as you, as the client, remember the accepted protocols for this professional relationship.For those looking for homes and real estate in Milpitas, here is a guide to working with a realtor/ master broker agent.

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